About TrackGeld
What is TrackGeld?
TrackGeld is your financial companion — a friend that helps you understand your spending habits, money patterns, and financial behaviour so you can make the right decisions at the right time. Not another budgeting app. A tool for financial self-understanding.
More than a tracker — a financial companion
Most finance apps show you charts and numbers. TrackGeld helps you understand what those numbers mean about you. It combines intelligent tracking with behaviour-aware insights so you build genuine financial self-awareness, not just another dashboard you stop checking.
The core idea is simple: you cannot change what you do not understand. TrackGeld helps you see your financial patterns clearly — the habits, the triggers, the blind spots — so you can make decisions from a place of understanding, not guesswork.
Everything in one place
Expense Tracking
Log transactions in seconds via the app or Telegram. Categorised automatically by AI.
Budget Planning
Set category budgets with hard limits. Get alerted before you overspend, not after.
Goal Tracking
Set financial goals with deadlines. TrackGeld shows whether you are on track each month.
Recurring Payments
See every subscription, rent, and loan in one view. Never forget a payment or miss a renewal.
Asset Management
Track savings accounts, investments, and owned assets. Watch your net worth grow over time.
Iron Mode
Lock your spending limits. When Iron Mode is on, you have to acknowledge every overspend consciously.
Built for people who want to understand themselves
TrackGeld is for anyone who has ever wondered “where does my money actually go?” — and wants a real answer, not just a pie chart. It is for people who want to understand their financial self so they can change their financial situation.
Whether you are a student figuring out money for the first time, a professional working toward a meaningful goal, or someone who just needs to understand why certain categories always blow up — TrackGeld gives you the clarity to act.
Frequently asked questions
Is TrackGeld free to use?
Yes. TrackGeld is free to start. Create an account with just your email and begin understanding your finances immediately — no credit card required.
Is TrackGeld another budgeting app?
No. TrackGeld is not about budgets and spreadsheets. It is a companion that helps you understand your financial patterns and behaviour — so you can make better decisions, not just track numbers.
How is TrackGeld different from Mint or YNAB?
Those apps focus on tracking and reporting. TrackGeld focuses on helping you understand yourself financially. The AI companion spots patterns in your behaviour and helps you see what you might miss on your own.
Do I need to connect my bank?
No. You can log transactions manually, or connect your bank for automatic sync when the feature is live. Manual entry keeps you deliberate and in control.
What platforms does TrackGeld support?
TrackGeld runs in your browser on any device. There is also a Telegram bot integration for logging expenses and getting status updates without opening the app.
Related pages
Iron Mode →
When you understand your patterns and are ready to commit, lock in your limits.
Financial discipline →
Category awareness, real-time insights, and AI coaching to help you stay on track.
Savings goal tracker →
Set goals with deadlines and understand whether your habits support them.
For students →
Understand your spending from day one — no bank connection required.
vs. other budget apps →
How TrackGeld compares to Mint, YNAB, and Monarch Money.
Recurring payments →
See your fixed commitments clearly before making financial decisions.
Start understanding your finances today.
Free to use. No credit card. Your financial companion is ready.
Start for free →